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US back-to-school spending will be $80.7 billion in 2019
E-commerce Retail

Back to school spending: Average spend up, total down

There’s good news and there’s not-so-good news with US back-to-school spending predictions this year. The National Retail Federation (NRF) and Prosper Insights and Analytics research show the good news is that average spending on most product categories will be up. The positive economy is a ...
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Latin America e-commerce growth
Banking E-commerce Payments Research Payments Trends

EBANX sees growth and opportunity in Latin America

Put aside any preconceived ideas or misconceptions about e-commerce in Latin America. E-commerce in the region is growing at 25% to 30% and past barriers to doing business and handling payments are fast disappearing with the growth of e-commerce, mobile adoption, new payments options, and ...
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TrueAccord uses AI for debt collection
Disruptive Technologies Fintech Payments Research Payments Technology

AI disrupting the US debt collection industry

With roughly 30 million Americans with at least one debt in collections according to the Federal Reserve, the Consumer Financial Protection Bureau (CFPB) is looking at new rules to regulate how third-party debt collectors contact debtors. New regulations could reduce the use of pestering phone ...
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digital global payments growing
E-commerce Fintech Mobile Payments Retail

July 12 Global payments news roundup

Our weekly global payments news roundup has an international flavor this week, starting with a look at Walmart’s unexpected bonus of payments provider PhonePe in its acquisition of Flipkart. Digital payments are taking off in India and PhonePe is poised for growth. In Japan cash ...
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India payments trends
Banking Fintech Mobile Payments

India’s digital payments growth a Walmart bonus

According to Credit Suisse analysts, India’s payments market could grow from $200 billion today to reach $1 trillion by 2023. Walmart is smiling because it’s $16 billion purchase of more than 80% of e-commerce giant Flipkart included small payments subsidiary PhonePe. With Indian mobile usage ...
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GoCardless grows in EU
E-commerce Payments Research Payments Trends

GoCardless lowers recurring subscription payments barriers

If you’re a US business, selling products and services with recurring payments in foreign markets can be a challenge. Many foreign consumers and businesses simply don’t prefer to pay with credit cards, in contrast to US payments preferences. In fact, a recent Global Payment Preferences research ...
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cashless payments trends, Japan
Mobile Payments Payments Research Payments Trends

Cashless in Japan still a distant reality today

Quick. Name a country where 80% of transactions are still paid for in cash. Surprisingly, that would be Japan, second only after Germany as the country that pays more in cash for transactions than any other. With all its advanced technology and financial services know-how, ...
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Indian loan consumers underserved
Banking Fintech Mobile Payments Payments Technology

Plans for payments growth in India 30-cents at a time

Could you double your financial services company revenue by offering loans for as little as $30 and insurance policies at 30-cents per month? After 10 years in operation, Indian digital payments company MobIKwik believes that’s its path to profitability this year and double its revenue ...
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July 5 global payments news
E-commerce Fintech Payments Technology Payments Trends

July 5 Global payments news roundup

Happy July 5 to our US readers and welcome to this week’s global payments news roundup. We start with a look at the growing Chinese traveler payments market and CITCON’s EU expansion. Most consumers pick online payments security over convenience, but to the Brits, it’s ...
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CITCON China traveler payments
Mobile Payments Payments Research Payments Trends Slider

CITCON growing Chinese payments market in the EU

Chinese travelers are currently the largest spenders and the fastest-growing traveler segment in Europe. This presents EU businesses with an opportunity for growth by serving this new consumer market if they can figure out how to handle payments seamlessly. To help EU merchants meet this ...
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