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US mobile banking apps
Banking Fintech Mobile Payments

Social experiment shows banks’ mobile sign-ups fail

The poor traditional banks. Under siege from digital bank startups and well-financed fintechs. Profitable now, but potentially less so in the future. Unless they can figure out a way to attract new, younger, digital-savvy customers. A new social experiment by digital customer interactions company Lightico ...
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there are millions of apps to choose from
E-commerce Mobile Payments Payments Technology

Consumers curious about mobile apps but little mobile buying

Consumers are curious about mobile apps, but research shows they’re not doing much buying via company apps in the US to date. A PYMNTS/LISNR report surveyed 1,045 American consumers to learn how they use merchant apps to enhance in-store shopping and their interest in downloading ...
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click and collect shopping research
Banking E-commerce Retail

Consumers are clicking and buying, but why aren’t 14% collecting?

Click and collect, also called buy online pickup in-store (BOPIS), is often touted as the next big thing in the last-mile delivery of online purchases to consumers. In fact, nine out of 10 UK retailers say click and collect is the fastest-growing delivery option according ...
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global payments news
Banking E-commerce Payments Trends

Aug 23 Global payments news roundup

Is it still the summer holidays? You wouldn’t think so by the volume of news, and we’ve got global payments news highlights you can use. First, Comscore looks at how fast e-commerce is moving to mobile. US consumers are slow to embrace mobile and contactless ...
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online retail 2019 predictions
E-commerce Retail

State of Online Retail 2019: Is your mobile mojo working?

The latest research from media analytics company Comscore shows mobile is making solid and sometimes surprising headway when it comes to the share of e-commerce spending conducted on tablets and smartphones. The takeaway is that mobile matters more every year and we’ve got highlights from ...
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Is voice shopping poised for takeoff?
Disruptive Technologies E-commerce

State of voice shopping 2019

By Matt Lang, Strategy Director and Will Hall, Chief Creative Officer of Rain When we visited the topic of voice-enabled shopping last year, we concluded that brands and businesses looking to take advantage of the new medium would need to do some significant legwork across ...
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ransomware research
Credit Card & Online Fraud Cybersecurity

US ransomware attacks rising fast; how to protect your organization

New reports show a fast rise in ransomware attacks across the US. Last Friday, 23 Texas towns were hit in a coordinated attack by what is believed to be a single operator as yet unidentified. This followed earlier attacks in New York, Louisiana, Maryland, and ...
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cash and debit preferred for small payments
Banking Payments Research Payments Trends

For small payments, will that be cash or debit?

In China and Europe, contactless cards and mobile payments are commonplace, even with small payments. But in the US, cash and debit for small purchases are still king, although there is change on the horizon according to a survey from CreditCards.com. For US consumers, contactless ...
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global payments news
E-commerce Fintech Payments Trends

Aug 16 Global payments news roundup

As the end of the dog days of summer approaches, we’ve got our weekly global payments news roundup for you. First, we look at the 25th anniversary of Visa’s first e-commerce payment and a bit of online payments history. Next up, the logistics industry is ...
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first online shopping transaction was 1994
Disruptive Technologies E-commerce Retail

Visa’s 25-year anniversary of first e-commerce payment

Hard to believe I know but 25 years ago, on August 11, 1994, Visa processed the first-ever online payment. And what was that first purchase? Some claim the first-ever online purchase was a large pepperoni pizza from Pizza Hut, long before the days of gourmet ...
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