Payments Research

Payments Research

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Online sales tax in 13,000+ jurisdictions now a reality for online sellers

The US Supreme Court decided on June 21, 2018, that states and local governments could require online retailers to collect online sales tax even if they don’t have a physical presence in the local tax jurisdiction. In South Dakota v. Wayfair Inc., the court left ...
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biometric payment cards
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Biometric payments cards butting heads with real-world customer usage

The payments industry loves the promise of new technology whether it’s mobile payments, fingerprints, facial recognition or other biometric payments. But the challenge of moving from test markets to the real world is always present. Visa, Mountain America Credit Union, and Fingerprints AB ran a ...
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US noncompliance regulatory costs
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Regtech compliance disruption growing; spending will reach $115.9 billion

Along with the disruption in the financial market by technology are the growing burdens of compliance and its impact on the financial industry. A new whitepaper from Juniper Research projects spending on Regtech platforms will exceed $115 billion by 2023, up from an estimated $18 billion ...
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Payments NEXT has global payments news
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Payments NEXT News: Mobile fraud rising, Apple Pay growing, payments news roundup

Our weekly email newsletter includes an in-depth look at the latest cybercrime trends in the ThreatMetrix Q2 2018 Cybercrime Report including the dramatic rise in mobile fraud transactions. A new Pulse Networks research study shows that PayPal still maintains the lead in online payments, but ...
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Payments NEXT news roundup
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Payments news roundup: Pulse Network, Stripe vs PayPal, mobile fraud, more

We’ve got a payments news roundup with news you can use from around the globe. Pulse Network looks at some of the reasons Apple Pay is gaining with credit card issuers. We’ve got a payments processor showdown between Stripe and PayPal as well as a ...
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Pulse Network debit card research
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Debit card issuers take a shine to Apple Pay

A new research study of debit card issuers by Pulse Network shows that 12.2% of debit cards were enrolled in Apple Pay as of January 2018, an increase of 6.3% from January 2017. Mobile and contactless payments are slowly growing for other networks such as ...
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ThreatMetrix Q2 2018 Cybercrime Report
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Research: Mobile fraud attacks rise 44% in US

We all know the impact of the rapid rise of mobile transactions on e-commerce businesses. According to ThreatMetrix, in the last three years, mobile transactions have grown three times more than desktop transactions. By the middle of this year, mobile transactions, including new accounts, logins and ...
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Payments NEXT newsletter
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Payments NEXT newsletter: Zippin, Walmart, IBM, Amazon Pay Japan, more…

In this week’s global Payments NEXT newsletter, US startup Zippin is showcasing its next-generation checkout-free technology. Walmart is testing an innovative crowdsourcing delivery program that could take off. IBM has now made its blockchain-based bank payments and clearing technology available. Amazon Pay entered the challenging ...
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e-commerce false positives challenge
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Fighting the negative sales impact of CNP false positives

A new report from Kount and The Fraud Practice examines card-not-present (CNP) false positives which are poorly understood and frequently mismanaged aspects of risk management. Most merchants focus on chargebacks and fraud losses, but false positives are another major source of lost revenue, negative reputation ...
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Payments news roundup: Google, Cafe Shiru, Cashier-less, fake products, EMV, mobile

Welcome to the weekly edition of Payments NEXT news. We go in-depth to look at cashier-less checkout trends, cross-border e-commerce success tips, Amazon fake products and Google Pay’s new program to offer loans by mobile app in India. As always, we wrap up with our ...
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