Payments Trends

Payments Trends

global POS loans market equals $6 trillion
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Point-of-sale finance competition growing fast

The checkout line is getting crowded with point-of-sale (POS) finance competitors each looking for a slice of the consumer lending market with the help of innovative technology and platforms. Filene Research Institute estimates the annual size of the POS finance market in the US at $391 billion ...
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global payment preferences research
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Research: Payment preferences & path to sales

Preferences shape how consumers like to pay and how your business should collect payments which impact customer satisfaction and churn. A new report from GoCardless looks at payer preferences for various types of recurring purchases in different markets and what’s needed for sales success. Eight ...
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Cornerstone Advisors 2019 banking report
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What’s Going on in Banking in 2019?

Getting a handle on what’s happening in banking this year and in the future is a big challenge. Cornerstone Advisors surveyed 305 senior executives at US-based, mid-size financial institutions (FIs), 60% from banks and 40% from credit unions to get a picture of banking in ...
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global payments news
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May 31 Global payments news roundup

Here’s your global payments news roundup for this week. National Retail Federation predicts $16 billion in spending on Father’s Day gifts. 67% of consumers will shop at a retailer with mobile coupons. The payments industry has $2 billion of VC financing so far this year. ...
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$18.5 billion was invested in payments companies in 2018
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Payments industry pulling in big VC cash

The $1.9 trillion payments industry is getting a lot of attention and billions of dollars of investment from venture capitalists these days, according to a CNBC report. That makes for a lot of potential new payments industry unicorns on the horizon. Pitchbook Data, which monitors ...
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May 24 Global payments news roundup

After a week of subpoenas, bank intrigue, and political drama, we thought you’d enjoy a simple global payments news roundup leading into the US Memorial Day long weekend. First, we look into why cash is still used by 31% of US consumers. We explore why ...
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cash is still used in 31% of US consumer transactions
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Is cash still a factor in payments?

Here at Payments NEXT, we love to explore the world of payments of all kinds from credit and debit cards and the latest fintech innovations to mobile, contactless, cashless, biometrics, POS, and every future payment possibility on the horizon. Once in a while, it’s important ...
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ATM installs are down 6% globally
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The case for cash, ATMs, pay phones, and pizza

Remember when you last went looking for a pay phone and found one? I can’t. It’s probably been 15 years. We could be seeing the early stages of a similar trend for ATMs if a new research report from London-based RBR is any indication. Researchers ...
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future of fintech
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Why is fintech adoption by business still lagging?

The cost benefits and ROI of fintech in the financial industry are so obvious, why is business still so slow to adopt many new technologies that can positively impact their bottom line? A new report for AvidXchange by Levvel Research offers insight into some of ...
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global payments news
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May 3 Global payments news roundup: Amazon Prime, Apple Pay, Wayfair, Ollie’s

Busy, busy week in the payments industry and we’ve got highlights for you. Vox looks at the fascinating success story of Amazon Prime and its impact on e-commerce. Wayfair’s 2019 Way Day event was another big sales success. We look into PPRO’s Almanac 2.0 of ...
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