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COVID-19 reducing cash usage
Payments Research Payments Trends

How low will cash usage go?

New research suggests 58% of US consumers will stop using cash after the coronavirus pandemic ends. According to the September 2020 study by Travis Credit Union (TCU), consumers are now twice as likely to use a debit or credit card instead of cash to purchase ...
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UnionPay International has biggest payments market share
Banking Payments Research

China’s UnionPay leads global payment card issuers

Global payment card expenditure grew 13% last year, to reach $35 trillion, according to the latest industry research. Despite a frequent US and western-biased view that Visa and MasterCard hold the dominant global market share for payment cards, that’s not the case. While the two ...
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credit cards for poor-credit customers
Disruptive Technologies Fintech Loyalty

Petal aims to be credit card for credit-blemished customers

Fintech credit card startup Petal recently launched its second no-annual-fee credit card for those with no credit history or a blemished credit record. Petal hopes to make it easier for younger, new credit card applicants and those with damaged credit records to get approval for ...
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Oct 5 global payments news roundup
Cybersecurity Payments Trends

Oct 5 Global payments news roundup

There’s so much going on in the payments world, it’s time for a roundup of quick news bytes and links to news you can use if you’re in the payments industry. Accelerating winds of change in global payments – McKinseyThe COVID-19 public- health crisis and ...
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Forter Fraud Attack Index
Credit Card & Online Fraud Cybersecurity

Forter forecasts increased online fraud for holiday season

By Douglas Hall, Publisher, PaymentsNEXT E-commerce fraud prevention leader Forter released its ninth Fraud Attack Index, providing in-depth insight into the impact of COVID-19 on online buyer behavior and e-commerce fraud trends. Key among its findings were a five times growth in new online account ...
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Azlo Pro adds new SME financial tools
Banking Fintech Payments Trends

Azlo launches new automated digital banking & invoicing tools for SMEs

While COVID-19 is spurring new entrepreneurial startups, San Francisco-based fintech Azlo has launched a new set of digital banking, invoicing, and back-office tools to help SMEs and freelancers manage their back-office financial functions more efficiently and less expensively. Azlo Pro is a new subscription-based set ...
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One digital bank launches
Banking Mobile Payments

New banking app hopes to be the One for middle-class Americans

Another new digital bank launched in the US and it’s aiming to provide innovative features for what it says is the underserved middle-class in America. Former Capital One senior vice president Brian Hamilton and former PayPal and Intuit CEO Bill Harris founded the new banking ...
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2020 pandemic e-commerce sales
E-commerce Retail

Who’s winning in Q3 pandemic e-commerce?

After a big spike in global e-commerce growth through the pandemic which sectors are consistently winning and which are softening as we near the end of Q3 and the start of the holiday shopping season? A new report from Nosto analyzes six key e-commerce sectors ...
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US immigration
Banking Cybersecurity Fintech

New partnership will help immigrants establish US credit in minutes

With non-US-born residents making up nearly 15% of the US population, establishing credit is often a big challenge for these new immigrants, many of whom have excellent credit records in their home countries. It’s also a challenge for lenders who are keen to offer services ...
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2020 holiday shopping looks positive despite pandemic
E-commerce Retail

Visa puts Small Business Week and holiday shopping in focus

A new Visa business holiday shopping study shows small to midsize businesses (SMBs) and consumers are both getting ready for a busy holiday shopping season despite the pandemic. Researchers asked 2000 businesses and 4500 consumers in the US, Canada, Germany, Ireland, Hong Kong, Singapore, Brazil, ...
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