Blog

Do CAPTCHAs work?
Cybersecurity

Payment security, CAPTCHAs, and more than meets the AI

by Jeff Domansky Despite the promise of AI and its potential as a security tool, we’ve fallen into a world of pain when it comes to cybersecurity. That’s especially true when using CAPTCHAs to defend online forms or website access. If you’re like the average ...
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BNPL market heats up
Buy Now Pay Later E-commerce

BNPL heats up with Visa, Apple, PayPal, Discover initiatives

By Jeff Domansky If there was ever any doubt that buy now, pay later was mainstream worldwide, we can put that notion to bed once and for all. The BNPL news in the past several days alone saw Visa unroll BNPL for merchants in Canada, ...
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US benefits fraud tsunami
Credit Card & Online Fraud Cybersecurity

Could US unemployment payment fraud tsunami hit $100 billion-plus?

By Jeff Domansky Ramped up demand for unemployment benefits during the pandemic. Fraud detection budget cuts during previous low unemployment. Federal and state governments failure to take widespread security improvements seriously. Sophisticated fraudsters in foreign countries filing applications in bulk. The scale of US unemployment ...
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global payments news and research
Banking Fintech Payments Trends

July 24 – Global payments news roundup

After wrestling with alligators and hosting issues, we’re back with the latest payments news from around the world. Lots going on, so check it out. Visa acquires Currencycloud, which makes APIs for remittances and currency transfers, in a $963M dealA year and a half after Currencycloud raised $80 ...
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payment failures cost business $118.5 billion
Slider

Failed payments cost global businesses $118.5 billion in 2020

By Jeff Domansky New research offers a staggering look at the real costs of failed payments, the key reasons for most failed payments, and why companies are not working harder to solve the problem. In fact, failed payments cost $118.5 billion in fees, labor, and ...
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AR perception gap
Payments Research Payments Technology

Mind the gap: AR dept modernization is more talk than walk

By Jeff Domansky AR departments talk a lot about AR automation, integrated payments, efficiency, and saving money. However, new research from Billtrust shows there may be a lot more talk than walk when it comes to modernization in today’s AR departments. 86% of AR leaders ...
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fastest-growing mobile wallets
Banking Mobile Payments Payments Research

Report: Guess where the fastest-growing mobile wallets are?

By Jeff Domansky With more than 2.8 billion mobile wallets in use worldwide at the end of 2020 and the impact of the pandemic, you’d think US consumers would be quicker to adopt mobile wallets than developing countries. You’d be wrong. New research from Boku ...
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Branson-Bezos bragging rights
Banking Payments Trends

July 2 global payments news roundup

Out of this world! That pretty much sums up this week’s global payments news, and it’s only Friday. Branson and Bezos may be trying to be the first to circle the globe, but we’re here first with the news you need to know, so buckle ...
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cash flow problems
Payments Research Payments Trends

Cash flow constrictions cramping small business growth

By Jeff Domansky The majority of small businesses in six countries (60%) experience cash flow issues at some point, so it’s no surprise 89% of small business owners say cash flow issues negatively impact their business. In fact, it’s among the top three issues for ...
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Consumer payment fails
Fintech Mobile Payments Payments Research

Research: What consumers say about bill payments? Fail

By Jeff Domansky A new bill payment study shows US consumers struggling with cumbersome bill pay processes and wanting faster, easier bill payments more in line with their one-click online shopping experiences. “Payment innovation in the e-commerce space has upped the ante for bill pay. ...
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