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digital payment transformation
Banking Payments Technology Payments Trends

Why prioritizing faster payments is crucial for your digital transformation checklist

By Dave Glaser, CEO, Dwolla By now, when business leaders hear about digital transformation, they should think, “Been there, done that.” However, some major corporations are still lagging behind the technological curve and missing opportunities to gain a competitive advantage. Previously, digital transformation decisions often ...
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B2B payment rails risk
Banking Payments Research Payments Trends

5 reasons secure business payments must be a priority

By Shai Gabay, Co-founder & CEO, Trustmi Fraud and human errors affecting business payments have threatened companies worldwide over the last decade.  However, we’ve seen this trend accelerate over the past four years, with many reports showing that it’s only getting worse. Various activities enable ...
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bakery store owner
Banking Fintech Payments Trends

Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders

By Trinity Van, PayNearMe When low-income individuals start businesses, the first hurdle they face is securing a loan. The second is getting the loan payments disbursed quickly and safely, preferably in the same account they use to pay their business expenses. By design, many small ...
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fighting friendly fraud
Chargebacks Credit Card & Online Fraud Cybersecurity

Fighting friendly fraud without sacrificing customer experience 

By André Leite Futuro, Head of Global Partnerships at ClearSale Friendly fraud can be an online retailer’s worst enemy. While fraud detection tools are increasingly adept at spotting fraud attempts by organized criminals, fraud committed by otherwise good individual customers can be hard to detect–and it’s getting ...
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embedded benefits VS non-embedded payments
Payments Technology Payments Trends

Payment Processing: Embedded vs Non-Embedded

The payment industry is exploding with innovation. From digital wallets to blockchain, experts predict advancements in payments will play a significant role in driving the success of retailers everywhere, online and off. Staying competitive within your industry means adapting to current payments technology, and embedded payment ...
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global cross-border payments
Banking E-commerce Payments Trends

Optimizing payments to grow across borders

By Chris Abele, VP & General Manager, Global & Emerging Payments, Fiserv Globalizing commerce presents an enormous revenue opportunity. Credit Suisse says cross-border commerce accounts for roughly $900 billion in payments volume globally. Yet, as enticing as it may be for businesses to expand into ...
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$142K lost annually to poor reconciliation
Banking Fintech Payments Technology

While AI changes the world, why is data reconciliation stuck in the ‘90s?

By Bob Kaufman, CEO of Connexpay Payment intermediaries play a crucial role in facilitating transactions between customers and third-party vendors – everyone from mom-and-pop travel agencies to major global ticket comparison sites has the same basic business model of acting as a ‘middleman’ between two ...
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fintechs eating bank profits
Banking Fintech Payments Trends

Innovate or get left behind: What traditional banks can learn from the fintech revolution

By Michael Engel, Managing Director & VP of Payments at Diebold Nixdorf Payments are a critical piece of a financial institution’s value proposition. Payments represent nearly a third of revenue at most banks and the largest share of bank interactions with customers. However, over the ...
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fighting friendly fraud - tips
Chargebacks Credit Card & Online Fraud

Preparing for friendly fraud in an era of record debt

By Suresh Dakshina, Co-founder, Chargeback Gurus This February, US credit card debt hit an astonishing all-time high – $986 billion. This is just three years after stimulus checks and broader pay raises had allowed Americans to save more than ever—the personal savings rate of April ...
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Credit Card Competition Act could save $15 billion
Banking Chargebacks Fintech Payments Research

PaymentsNEXT Newswire: $15B savings from Credit Card Competition Act, tech payment preferences, MoCaFi, Bottomline, Chargebacks911, Mastercard, Umpqua

A busy week in payments news already. We’ve got a roundup of the latest global payments news to keep you in the know and out in front of the latest industry developments. The Merchants Payments Coalition says the Credit Card Competition Act could save merchants ...
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