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improve payment efficiency
E-commerce Payments Research Payments Technology

4 ways to make digital payments more effective

By Michael Seaman, CEO & Founder, Swipesum In today’s online world, digital payments have become essential for businesses looking to thrive in the competitive market. With smart devices and the convenience they offer, embracing mobile payments and other contemporary forms of payment is crucial for ...
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skyhigh payment swipe fees
Banking Payments Research Payments Trends

CCCA could save merchants and consumers over $16B a year

By Jeff Domansky, Managing Editor The Merchants Payments Coalition (MPC) has emphasized the urgent need for Congress to pass the Credit Card Competition Act (CCCA). With total swipe fees surpassing $170 billion annually and costing the average family over $1,100, the CCCA could save an estimated $16 billion annually. ...
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fighting AI fraud with AI
AI Credit Card & Online Fraud Cybersecurity

AI vs AI: The best hope for combating generative AI fraud risk

By Laurent Charpentier, CEO, Yooz Even those who aren’t die-hard fans of Marvel Comics have heard of the superhero Iron Man, a role Robert Downey Jr brought to the big screen and arguably made him an icon. Downey’s character, self-serving tech inventor Tony Stark, transformed ...
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US chargebacks cost $15.6 billion in 2024
Chargebacks Cybersecurity

The State of Chargebacks in 2024

By Ariel Chen, CEO, Chargeflow Chargebacks are an issue. Mastercard recently announced that the estimated US chargeback volume will reach 146 million in 2026. That amounts to over $15.3 billion in value. Those billions lost in revenue are a direct threat to merchants. But how ...
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small business credit card swipe fees settled
Banking E-commerce Retail

Visa, Mastercard settle long-running antitrust lawsuit over US merchant swipe fees

By Jeff Domansky, Managing Editor Visa and Mastercard reached a landmark antitrust settlement with US merchants, ending a protracted legal battle. The agreement aims to cap credit card fees for five years for retailers, potentially saving American merchants tens of billions of dollars. Various merchant ...
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future of payments
AI Disruptive Technologies Payments Trends

Democratizing finance: Bridging the gap between the 1% and the 99% through AI and financial infrastructure

By Amit Sagiv, Co-Head of Payments, Wix There’s been a paradigm shift in payments, and it’s much bigger than just leaving your wallet at home. The whole dynamic and inner workings of payments have changed with contactless payments, connected devices, IoT, and more. This means ...
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rules-based payment processing
Banking Payments Technology

How to maximize agility and automation with rules-based payment processing

By Michael Meeks, CTO of BHMIThe payments industry is changing so rapidly that many payment processing companies are struggling to keep pace. It seems every time a company adapts to a new payment method, begins supporting the most current regulations, or updates its process workflows, ...
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AI impact on payments
Banking Payments Technology

Four ways AI is transforming payments

By Michael Seaman, Co-founder & CEO of Swipesum In a world rapidly embracing digital technology, efficient, reliable, and secure payments are more crucial than ever. With the introduction of artificial intelligence into the payments space, both large companies and emerging startups alike are now grappling ...
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bank account verification risk
Banking Cybersecurity

Business payment fraud demands new approaches to account validation

By Shai Gabay, Co-Founder & CEO, Trustmi When I speak with businesses about B2B payment fraud, most people I talk with are confident their organization is safe. A large part of their confidence stems from the strong bank account validation processes these companies have in ...
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fintech investment shrinks
Fintech Payments Trends

Low fintech investment could be just what we need

By Scott Dawson, Head of Sales & Strategic Partnerships, DECTA The cycle of work ethic and business success is perpetual: investors pump their cash into weak businesses during good times, which inevitably fail. They are then forced to find more reliable sources of profit and ...
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