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future of payments
AI Disruptive Technologies Payments Trends

Democratizing finance: Bridging the gap between the 1% and the 99% through AI and financial infrastructure

By Amit Sagiv, Co-Head of Payments, Wix There’s been a paradigm shift in payments, and it’s much bigger than just leaving your wallet at home. The whole dynamic and inner workings of payments have changed with contactless payments, connected devices, IoT, and more. This means ...
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rules-based payment processing
Banking Payments Technology

How to maximize agility and automation with rules-based payment processing

By Michael Meeks, CTO of BHMIThe payments industry is changing so rapidly that many payment processing companies are struggling to keep pace. It seems every time a company adapts to a new payment method, begins supporting the most current regulations, or updates its process workflows, ...
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AI impact on payments
Banking Payments Technology

Four ways AI is transforming payments

By Michael Seaman, Co-founder & CEO of Swipesum In a world rapidly embracing digital technology, efficient, reliable, and secure payments are more crucial than ever. With the introduction of artificial intelligence into the payments space, both large companies and emerging startups alike are now grappling ...
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bank account verification risk
Banking Cybersecurity

Business payment fraud demands new approaches to account validation

By Shai Gabay, Co-Founder & CEO, Trustmi When I speak with businesses about B2B payment fraud, most people I talk with are confident their organization is safe. A large part of their confidence stems from the strong bank account validation processes these companies have in ...
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fintech investment shrinks
Fintech Payments Trends

Low fintech investment could be just what we need

By Scott Dawson, Head of Sales & Strategic Partnerships, DECTA The cycle of work ethic and business success is perpetual: investors pump their cash into weak businesses during good times, which inevitably fail. They are then forced to find more reliable sources of profit and ...
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credit union profitability drops
Banking Credit Card & Online Fraud Cybersecurity

Facing Challenges: Credit Unions Struggle with Earnings

By Douglas Hall, Founder & CEO, EQUE 2023 proved challenging for US credit unions. As the economic landscape shifted, these financial institutions faced unprecedented obstacles, resulting in record-low earnings, growing fraud challenges and heightened concerns. There is one often-overlooked way to enhance profitability while vastly ...
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how to prevent false declines
Chargebacks Credit Card & Online Fraud E-commerce

Preventing false declines and failed payments in subscription models

By Rafael Lourenco, EVP & Partner, ClearSale The subscription model is convenient for customers and ideal for businesses that want to build their recurring revenue base. However, subscriptions are vulnerable to payment declines in error, which can cause customers to churn and reduce ROI on ...
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future of digital bank apps
Banking Mobile Payments Payments Technology

How digital bank apps enhance customer experience

By Gaurav Mittal, Executive Vice President, Ethoca In the 15 or so years since the introduction of smartphones, most people can’t imagine life without them. Consumers have embraced the purchasing power provided through their advanced technology. One-third of consumers use digital banking channels daily, and ...
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chargebacks challenge
Chargebacks Credit Card & Online Fraud Cybersecurity

Top tips for managing the January chargebacks spike

 By Rodrigo Figueroa, COO, Chargeback Gurus The spike in holiday spending in November and December is always followed by increased chargebacks in January. While businesses have every reason to be excited about one of the most lucrative times of the year, they also need to ...
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$100 billion in chargebacks in 2023
Chargebacks E-commerce Payments Technology

Five reasons to get a handle on chargebacks

by Donna Blum of BHMIChargebacks are a significant and growing challenge in the payments industry. The rapid growth in e-commerce, rise in fraud, and consumers’ increasing willingness to file chargebacks are making dispute management an increasingly challenging and complex job.However, many merchants and processors still ...
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