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missed bill payments growing due to COVID-19
Payments Research Payments Trends

42% skipped a bill payment during the US pandemic

In the first seven months of the pandemic, more than half of American consumers (57%) have unfortunately seen a reduction in their income, and 42% have missed at least one bill payment as a result. These and other results from a new survey of US ...
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Visa Tap to Phone
Banking Mobile Payments Payments Technology

Visa launches Tap to Phone mobile payments in 15 markets

After a year of development and testing, Visa rolled out its new Tap to Pay mobile payment app that will let micro-merchants and sellers worldwide quickly and securely accept contactless payments on any NFC-enabled Android device without the need for any additional hardware. The new ...
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Q3 2020 ACH Network volume grew 9%
Banking Payments Trends

Q3 ACH payments volume grew 9% in US

Nacha’s US Automated Clearing House Network (ACH) report for electronic funds transfers in the third quarter of 2020 showed exceptionally strong growth in volume and value despite the end of some government pandemic payments. ACH handled more than 6.8 billion payments in the third quarter, ...
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US e-commerce strategies
E-commerce Retail

Retailers must deliver these top 2 areas to survive this holiday season

By James Brear, CEO, Zycada This has been a rough year for retailers, with the pandemic taking a steep toll across most of the industry. An eMarketer study found that COVID-19 will hurt retailers worse than the Great Recession, estimating that worldwide retail revenue will ...
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Disney's Darth Vader
E-commerce Retail

Amazon Prime Day: All over but the deliveries and returns

It’s all over except for deliveries and returns for Amazon Prime Day 2020 as sales by the estimated 2.3 million third-party small and midsized sized sellers exceeded a record $3.5 billion (up nearly 60%) across 19 countries participating in the annual sales love-in. Amazon is ...
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consumers have data security concerns
Credit Card & Online Fraud Cybersecurity

Research: Fraud transparency is key to earning US consumer trust

By Rafael Lourenco, EVP, ClearSale Can online merchants earn more customer trust by talking about fraud? Yes, according to a recent survey of more than a thousand US online shoppers. It sounds counterintuitive, but raising the topic of fraud can reassure customers that your online ...
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COVID-19 reducing cash usage
Payments Research Payments Trends

How low will cash usage go?

New research suggests 58% of US consumers will stop using cash after the coronavirus pandemic ends. According to the September 2020 study by Travis Credit Union (TCU), consumers are now twice as likely to use a debit or credit card instead of cash to purchase ...
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UnionPay International has biggest payments market share
Banking Payments Research

China’s UnionPay leads global payment card issuers

Global payment card expenditure grew 13% last year, to reach $35 trillion, according to the latest industry research. Despite a frequent US and western-biased view that Visa and MasterCard hold the dominant global market share for payment cards, that’s not the case. While the two ...
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credit cards for poor-credit customers
Disruptive Technologies Fintech Loyalty

Petal aims to be credit card for credit-blemished customers

Fintech credit card startup Petal recently launched its second no-annual-fee credit card for those with no credit history or a blemished credit record. Petal hopes to make it easier for younger, new credit card applicants and those with damaged credit records to get approval for ...
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Oct 5 global payments news roundup
Cybersecurity Payments Trends

Oct 5 Global payments news roundup

There’s so much going on in the payments world, it’s time for a roundup of quick news bytes and links to news you can use if you’re in the payments industry. Accelerating winds of change in global payments – McKinseyThe COVID-19 public- health crisis and ...
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