Blog

cash payments still count
Mobile Payments Payments Technology

A New Take on the Oldest Form of Bill Payment: Cash

By Michael Kaplan, EVP, PayNearMe What’s in your wallet? That’s a well-known slogan for a major credit card, but it’s also an important question for lenders determining which payment types and channels to offer customers. You may be surprised to learn that for many consumers, ...
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back-office profit potential
Logistics Payments Technology

Unlocking profit potential in the payments back-office 

By Kate Knudsen, Senior Program Director at BHMIAs the payments space changes rapidly, banks, merchants, and processors are updating front-end platforms to meet the growing demand for new, fast payment methods.However, many still struggle to keep pace and remain hampered by back-office payment processing systems ...
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AI adds efficiency to accounts payable
AI Disruptive Technologies Payments Technology

The transformative impact of AI on invoice-to-pay functions

By Jason Kolbenheyer, Chief Product Officer, Edenred Pay Few technologies have generated as much excitement as artificial intelligence (AI). Using machines to solve problems, make decisions, and perform other tasks that typically require human intelligence has the potential to transform back-office functions across the corporate ...
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PayPal friendly fraud problems
Chargebacks Credit Card & Online Fraud

Online merchants have a PayPal problem

The platform’s weakened protections leave sellers newly vulnerable to friendly fraud By Roenen Ben-Ami, Co-founder & Chief Risk Officer, Justt.ai PayPal has been around since the earliest days of the dot-com boom, and the digital payments giant remains the 800-pound gorilla in the room. With over 400 million ...
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Data-Driven Decisions
AI Payments Technology Payments Trends

From data to decisions: Five steps to making payments data work for you

By Roger Portela, Senior Director of Product, PayNearMe Every day, valuable data flows through your payments platform. But how it’s collected, where it ends up and how useful it becomes depends on how it’s managed along the way. Think of it like a river. That ...
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improve payment efficiency
E-commerce Payments Research Payments Technology

4 ways to make digital payments more effective

By Michael Seaman, CEO & Founder, Swipesum In today’s online world, digital payments have become essential for businesses looking to thrive in the competitive market. With smart devices and the convenience they offer, embracing mobile payments and other contemporary forms of payment is crucial for ...
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skyhigh payment swipe fees
Banking Payments Research Payments Trends

CCCA could save merchants and consumers over $16B a year

By Jeff Domansky, Managing Editor The Merchants Payments Coalition (MPC) has emphasized the urgent need for Congress to pass the Credit Card Competition Act (CCCA). With total swipe fees surpassing $170 billion annually and costing the average family over $1,100, the CCCA could save an estimated $16 billion annually. ...
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fighting AI fraud with AI
AI Credit Card & Online Fraud Cybersecurity

AI vs AI: The best hope for combating generative AI fraud risk

By Laurent Charpentier, CEO, Yooz Even those who aren’t die-hard fans of Marvel Comics have heard of the superhero Iron Man, a role Robert Downey Jr brought to the big screen and arguably made him an icon. Downey’s character, self-serving tech inventor Tony Stark, transformed ...
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US chargebacks cost $15.6 billion in 2024
Chargebacks Cybersecurity

The State of Chargebacks in 2024

By Ariel Chen, CEO, Chargeflow Chargebacks are an issue. Mastercard recently announced that the estimated US chargeback volume will reach 146 million in 2026. That amounts to over $15.3 billion in value. Those billions lost in revenue are a direct threat to merchants. But how ...
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small business credit card swipe fees settled
Banking E-commerce Retail

Visa, Mastercard settle long-running antitrust lawsuit over US merchant swipe fees

By Jeff Domansky, Managing Editor Visa and Mastercard reached a landmark antitrust settlement with US merchants, ending a protracted legal battle. The agreement aims to cap credit card fees for five years for retailers, potentially saving American merchants tens of billions of dollars. Various merchant ...
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