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What's ahead in payments
Payments Trends

How AI, On-Demand Payroll, Financial Inclusion Will Redefine Payments in 2025

By CTO James Legan, PayQuicker As the payments industry evolves, three key trends will define 2025: the rise of AI-driven personalization, the demand for on-demand payroll, and the acceleration of financial inclusion. Businesses and individuals deserve smarter, faster, and more inclusive payout solutions. Research supports ...
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PCI DSS v4.0 compliance
Cybersecurity

Countdown to PCI DSS v4.0 Compliance: What Payments Executives Need to Know

By Rui Ribeiro, CEO and Co-Founder, Jscrambler 2024 was another big year for e-skimming attacks. According to Recorded Future, Magecart or e-skimming incidents increased by 103% in the first half of 2024 compared to previous periods. One example that may ring true with American football fans, ...
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hidden transaction costs
Payments Technology Payments Trends

5 Areas in Card Transactions Where FIs Lose Up to 50% of Profit

Updates in scheme fees that cause profitability “leaks” By Kirill Lisitsyn, CEO & Сo-Founder at Torus Understanding card scheme fees often resembles assembling a jigsaw puzzle. Even one missing piece can significantly impact the outcome. The trick is that you typically notice the effect of ...
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insurance payments future
Payments Technology Payments Trends

Emerging technologies: Insurance payment processing’s future

By Piers Williams, Global Insurance Manager at AutoRek In an ideal world, insurance payments are processed immediately, customers enjoy seamless claim payouts, and real-time fraud detection is a standard practice. It’s no secret the insurance industry is undergoing rapid changes with advanced technologies such as ...
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AI for FIs
Banking

Five Key Ways for FIs to Maximize AI Potential

By Juan Urthiague, Chief Financial Officer, Globant According to a Citizens Bank survey,  97% of private equity financial firms use AI. Adoption by financial industry pioneers widely underway, although the challenge is no longer implementing AI but maximizing its benefits. The AI market in banking ...
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PayPal innovation 2024
E-commerce Mobile Payments Payments Trends

What Banks Can Learn from PayPal’s 2024 Payments Innovations

By Andy Newman, VP of Business Development, Wildfire Systems In 2024, PayPal demonstrated a forward-thinking approach to truly adding value for customers, launching a series of features designed to enhance user experience and further expand the company’s role in payments. These innovations – PayPal Everywhere, ...
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payments orchestration
Payments Technology Payments Trends

Global Payouts Orchestration: Driving Payments 3.0

By Gabriel Grisham, SVP, PayQuicker The global payments landscape is on the brink of a massive evolution. In 2025, we will witness the further rise of Payments 3.0, a new era defined by the convergence of advanced technologies, global reach, and seamless integration. At the ...
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AI fraud protection
AI Cybersecurity

How AI is Revolutionizing Fraud Detection in B2B Payments

By John Gronen, Chief Financial Officer, Yooz Imagine you’re managing a busy marketplace. Dozens of merchants, hundreds of customers, and money constantly exchanging hands. One day, you notice a small discrepancy in the cash register – nothing too alarming, just a few dollars missing here ...
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Gen X payment preferences
Payments Research Payments Technology

Engaging Gen X: Customized Self-Service Bill Pay Solutions

By Anne Hay, EVP & Chief Marketing Officer, PayNearMe Born in the 1980s and 90s, Gen Xers were considered technology pioneers. They catalyzed the digital revolution, ushering in the era of personal computing and mobile technology. Fast forward to 2024, and half of these once-early-adopters ...
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payments technology stuck in the past
Fintech Payments Technology

Legacy Systems: Are Payment Methods Stuck in the Past?

By AW de Vries, Co-founder & CEO, Silverflow Despite handling countless transactions daily, the payments industry operates on a foundation of outdated technology. While these legacy payment systems have been deeply entrenched for years, recent advancements have opened the door for modernization. These legacy systems ...
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