By Shawn Conahan, CRO, Wildfire Systems The direction of interest rates in 2025 remains uncertain, but one trend is becoming increasingly clear: more consumers are opting for debit cards over credit cards to avoid continuing to accumulate high-interest debt. With the national average APR on ...
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By Scott Draeger, SVP, Product Marketing & Vertical Solutions, Smart Communications The potential of AI in banking is undeniable, with projections showing that generative AI could contribute an extra $200 billion to $340 billion in revenue annually. In response, banks have already invested over $20 ...
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By CTO James Legan, PayQuicker As the payments industry evolves, three key trends will define 2025: the rise of AI-driven personalization, the demand for on-demand payroll, and the acceleration of financial inclusion. Businesses and individuals deserve smarter, faster, and more inclusive payout solutions. Research supports ...
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By Rui Ribeiro, CEO and Co-Founder, Jscrambler 2024 was another big year for e-skimming attacks. According to Recorded Future, Magecart or e-skimming incidents increased by 103% in the first half of 2024 compared to previous periods. One example that may ring true with American football fans, ...
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Updates in scheme fees that cause profitability “leaks” By Kirill Lisitsyn, CEO & Сo-Founder at Torus Understanding card scheme fees often resembles assembling a jigsaw puzzle. Even one missing piece can significantly impact the outcome. The trick is that you typically notice the effect of ...
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By Piers Williams, Global Insurance Manager at AutoRek In an ideal world, insurance payments are processed immediately, customers enjoy seamless claim payouts, and real-time fraud detection is a standard practice. It’s no secret the insurance industry is undergoing rapid changes with advanced technologies such as ...
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By Juan Urthiague, Chief Financial Officer, Globant According to a Citizens Bank survey, 97% of private equity financial firms use AI. Adoption by financial industry pioneers widely underway, although the challenge is no longer implementing AI but maximizing its benefits. The AI market in banking ...
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By Andy Newman, VP of Business Development, Wildfire Systems In 2024, PayPal demonstrated a forward-thinking approach to truly adding value for customers, launching a series of features designed to enhance user experience and further expand the company’s role in payments. These innovations – PayPal Everywhere, ...
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By Gabriel Grisham, SVP, PayQuicker The global payments landscape is on the brink of a massive evolution. In 2025, we will witness the further rise of Payments 3.0, a new era defined by the convergence of advanced technologies, global reach, and seamless integration. At the ...
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By John Gronen, Chief Financial Officer, Yooz Imagine you’re managing a busy marketplace. Dozens of merchants, hundreds of customers, and money constantly exchanging hands. One day, you notice a small discrepancy in the cash register – nothing too alarming, just a few dollars missing here ...
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