Blog

PayPal innovation 2024
E-commerce Mobile Payments Payments Trends

What Banks Can Learn from PayPal’s 2024 Payments Innovations

By Andy Newman, VP of Business Development, Wildfire Systems In 2024, PayPal demonstrated a forward-thinking approach to truly adding value for customers, launching a series of features designed to enhance user experience and further expand the company’s role in payments. These innovations – PayPal Everywhere, ...
Read more
payments orchestration
Payments Technology Payments Trends

Global Payouts Orchestration: Driving Payments 3.0

By Gabriel Grisham, SVP, PayQuicker The global payments landscape is on the brink of a massive evolution. In 2025, we will witness the further rise of Payments 3.0, a new era defined by the convergence of advanced technologies, global reach, and seamless integration. At the ...
Read more
AI fraud protection
AI Cybersecurity

How AI is Revolutionizing Fraud Detection in B2B Payments

By John Gronen, Chief Financial Officer, Yooz Imagine you’re managing a busy marketplace. Dozens of merchants, hundreds of customers, and money constantly exchanging hands. One day, you notice a small discrepancy in the cash register – nothing too alarming, just a few dollars missing here ...
Read more
Gen X payment preferences
Payments Research Payments Technology

Engaging Gen X: Customized Self-Service Bill Pay Solutions

By Anne Hay, EVP & Chief Marketing Officer, PayNearMe Born in the 1980s and 90s, Gen Xers were considered technology pioneers. They catalyzed the digital revolution, ushering in the era of personal computing and mobile technology. Fast forward to 2024, and half of these once-early-adopters ...
Read more
payments technology stuck in the past
Fintech Payments Technology

Legacy Systems: Are Payment Methods Stuck in the Past?

By AW de Vries, Co-founder & CEO, Silverflow Despite handling countless transactions daily, the payments industry operates on a foundation of outdated technology. While these legacy payment systems have been deeply entrenched for years, recent advancements have opened the door for modernization. These legacy systems ...
Read more
fee-based structures
Banking Payments Technology

Gaining Control of Transaction-Based Fee Structures

by Jim Merchant, Senior Program Director at BHMIFacing rising costs, competition, and complexity, many companies in the payments space are continually seeking new ways to optimize transaction-based fee revenues.However, financial services companies such as payment service providers, networks, and banks often struggle to remain agile ...
Read more
What consumers want from payments
Cybersecurity Payments Research Payments Trends

Unlocking Growth Amid Payment Delays and Fraud Risks

By Douglas Hall, Publisher, PaymentsNEXT Discover’s 2024 Payments State of the Union highlights risks and opportunities In today’s fast-paced digital economy, slow payments and rampant fraud are not just inconveniences; they represent significant hurdles that can stifle growth for merchants and negatively impact consumer loyalty. ...
Read more
credit card protection
Banking Credit Card & Online Fraud

4 Reasons Why You Should Ditch Your Debit Card This Holiday Season (and permanently)

By Steve Tcherchian, CISSP, PCI-ISA As we near the holiday season, thieves are hard at work with new and clever tactics designed to exploit innocent shoppers and take advantage of them. A simple way to protect yourself from becoming a victim is to stop using ...
Read more
Pay by Bank growth
Banking Credit Card & Online Fraud

Can Pay by Bank Solve the $41 Billion Card Fraud Crisis?

By Harald Walden, CTO, Brite Payments  For financial institutions (FIs), the rising threat of fraud makes exploring and adopting more robust fraud detection and prevention strategies more important than ever. Pay by Bank can help to bridge the gap between FIs, businesses and consumers by creating ...
Read more
network tokenization
Credit Card & Online Fraud Payments Technology

Network Tokens: Understanding the Technology Transforming Consumer Payments

By: Michael Seaman, CEO & Founder of Swipesum Network tokenization is a trending topic in the payments industry, transforming how transactions are processed and providing valuable benefits to merchants and consumers. As e-commerce and the use of digital wallets continue to grow, network tokenization helps ...
Read more