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US consumer savings sinking
Banking Payments Research

US consumers fighting for financial security and failing

In 2025, US consumers are fighting a losing battle for financial security. Instead of building buffers, growing debt is dragging them down. Rising living costs, persistent inflation, and surging debt are eroding what little cushion remains. For global payments and FI executives, these trends could ...
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credit card doom
Fast Payments Mobile Payments

Are Physical Credit Cards Doomed?

By John Toman, Co-founder & Chief Product Officer, Pivot Payables A time may soon come when future generations won’t recognize physical credit cards because they’ve become obsolete. The path to their decline is already underway, as more consumers adopt contactless payments for their speed, convenience ...
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AI agent purchases
AI Fraud Payments Trends

AI Payments Are Coming Fast – But So Is Agentic Fraud

By Douglas Hall, Founder & CEO, EQUE The payments industry is entering a new chapter. AI-driven commerce – where autonomous AI agents shop on behalf of consumers – is moving from theory to reality fast. And, AI fraudsters are moving even faster. Google has unveiled ...
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ERP fraud risk
Cybersecurity Fraud

Attacking ERP Systems: The Next Frontier in B2B Payment Fraud

By Shai Gabay, Co-founder and CEO, Trustmi Enterprise Resource Planning (ERP) systems are the bedrock for a business’s operations. They oversee finance, procurement, supply chains, and customer relationships, making them the hub of both sensitive data and payments.   With all this power concentrated in ...
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Fast Payments Payments Trends

How SMEs Can Shift Power in the Next Era of Transactions

By Melinda Roylett, Managing Director, Lloyds Merchant Services The way we pay has changed more in the past five years than in the previous fifty. From biometric authentication and digital wallets to AI-powered personalisation and instant settlement, the checkout is no longer just a place ...
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Faster payments mean higher retention
Banking Fast Payments

Payments that lag, lose corporate customers

By Jessica Cheney, VP of Strategic Solutions, Bottomline In today’s real-time economy, anything less than instant needs to be changed. In fact, according to the US Faster Payments Council’s 2025 Barometer, 80% of organizations consider faster payments a “must-have” – with 84% of financial institutions ...
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Boomers prefer payment security
Payments Research Payments Trends

Baby Boomers Choose Security Over Payment Fads

For Baby Boomers, paying for something isn’t about chasing the newest tap-to-pay trend. It’s about knowing their money is safe and that payments are hassle-free. A new PXP survey finds that, while Boomers have adopted digital payments in daily life, they still put their trust ...
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BEC attacks growing
Cybersecurity Fraud

Combating Business Email Compromise (BEC) Attacks: Best Practices and the Role of Self-Service Supplier Portals

By Phil Binkow, CEO, Financial Operations Networks (FONS) Organizations are under siege from bad actors determined to commit payment fraud.  Among these threats, Business Email Compromise (BEC) attacks have emerged as a particularly insidious form of payment fraud, targeting organizations of all sizes and across ...
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payments bottleneck
Payments Technology Payments Trends

From Bottleneck to Business Driver: Transforming the Payments Back Office into a Profit Center

By Kate Knudsen, Senior Program Director, BHMI Cost, revenue, and profit are the three pillars that determine whether a company thrives or just survives. Nowhere is this more evident than in payments processing, where every operational decision has a direct impact on the bottom line. ...
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Open Banking impact
Banking Open Banking Payments Trends

Open Banking Can Solve Credit Crisis, But US Playing Catch-up

By Ivan Arnaudov, CEO of Access Finance Inc Many Americans are enduring a credit crisis, and part of the reason is the slow adoption of open banking in the US. Unlike in Europe, where open banking has already transformed access to financial services, the US ...
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