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$41.7 billion chargebacks by 2028
Chargebacks Cybersecurity

What the 2025 Chargeback Surge Means for Banks and Merchants

By Douglas Hall, Founder & CEO of EQUE If you’re a financial institution or merchant hoping that chargebacks will plateau anytime soon, I’ve got news for you: they won’t. The just-released 2025 State of Chargebacks report from Datos Insights and Ethoca confirms what many of us ...
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real-time payments
Payments Trends

Evolution of Card Payment Settlement: From Batch to Real-Time

By Casey Scheer, Director of Marketing at BHMI The settlement of card-based transactions is the process of finalizing financial transactions between merchants, acquiring banks, issuing banks, and card networks. This ensures that funds are correctly transferred after a card payment is made. For decades, batch ...
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navigating PCI compliance
Banking

Navigating the Confusing World of PCI Compliance

By Matthew Greco, Chief Revenue Officer, Serve First Solutions Operating a business is, unfortunately, more than delivering value to customers and turning a profit. There are numerous regulations one must comply with to avoid costly penalties. Payment Card Industry Data Security Standard (PCI) compliance, in ...
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Future of debit cards
Banking Payments Trends

As Credit Card Concerns Rise, Banks Look to ‘Sweeten the Pot’ for Debit Card Users

By Shawn Conahan, CRO, Wildfire Systems The direction of interest rates in 2025 remains uncertain, but one trend is becoming increasingly clear: more consumers are opting for debit cards over credit cards to avoid continuing to accumulate high-interest debt. With the national average APR on ...
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Banks and AI future
AI Payments Trends

Banks are investing in AI, but are customers ready for change?

By Scott Draeger, SVP, Product Marketing & Vertical Solutions, Smart Communications The potential of AI in banking is undeniable, with projections showing that generative AI could contribute an extra $200 billion to $340 billion in revenue annually. In response, banks have already invested over $20 ...
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What's ahead in payments
Payments Trends

How AI, On-Demand Payroll, Financial Inclusion Will Redefine Payments in 2025

By CTO James Legan, PayQuicker As the payments industry evolves, three key trends will define 2025: the rise of AI-driven personalization, the demand for on-demand payroll, and the acceleration of financial inclusion. Businesses and individuals deserve smarter, faster, and more inclusive payout solutions. Research supports ...
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PCI DSS v4.0 compliance
Cybersecurity

Countdown to PCI DSS v4.0 Compliance: What Payments Executives Need to Know

By Rui Ribeiro, CEO and Co-Founder, Jscrambler 2024 was another big year for e-skimming attacks. According to Recorded Future, Magecart or e-skimming incidents increased by 103% in the first half of 2024 compared to previous periods. One example that may ring true with American football fans, ...
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hidden transaction costs
Payments Technology Payments Trends

5 Areas in Card Transactions Where FIs Lose Up to 50% of Profit

Updates in scheme fees that cause profitability “leaks” By Kirill Lisitsyn, CEO & Сo-Founder at Torus Understanding card scheme fees often resembles assembling a jigsaw puzzle. Even one missing piece can significantly impact the outcome. The trick is that you typically notice the effect of ...
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insurance payments future
Payments Technology Payments Trends

Emerging technologies: Insurance payment processing’s future

By Piers Williams, Global Insurance Manager at AutoRek In an ideal world, insurance payments are processed immediately, customers enjoy seamless claim payouts, and real-time fraud detection is a standard practice. It’s no secret the insurance industry is undergoing rapid changes with advanced technologies such as ...
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AI for FIs
Banking

Five Key Ways for FIs to Maximize AI Potential

By Juan Urthiague, Chief Financial Officer, Globant According to a Citizens Bank survey,  97% of private equity financial firms use AI. Adoption by financial industry pioneers widely underway, although the challenge is no longer implementing AI but maximizing its benefits. The AI market in banking ...
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