By Kate Knudsen, Senior Program Director at BHMI As financial services companies like banks, merchants, and payment service providers continue navigating the ever-evolving landscape of digital payments, the need to modernize aging back-office systems becomes increasingly urgent. These systems, often homegrown, were built to fit a ...
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Blog
By Douglas Hall, Founder & CEO of EQUE If you’re a financial institution or merchant hoping that chargebacks will plateau anytime soon, I’ve got news for you: they won’t. The just-released 2025 State of Chargebacks report from Datos Insights and Ethoca confirms what many of us ...
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By Casey Scheer, Director of Marketing at BHMI The settlement of card-based transactions is the process of finalizing financial transactions between merchants, acquiring banks, issuing banks, and card networks. This ensures that funds are correctly transferred after a card payment is made. For decades, batch ...
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By Matthew Greco, Chief Revenue Officer, Serve First Solutions Operating a business is, unfortunately, more than delivering value to customers and turning a profit. There are numerous regulations one must comply with to avoid costly penalties. Payment Card Industry Data Security Standard (PCI) compliance, in ...
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By Shawn Conahan, CRO, Wildfire Systems The direction of interest rates in 2025 remains uncertain, but one trend is becoming increasingly clear: more consumers are opting for debit cards over credit cards to avoid continuing to accumulate high-interest debt. With the national average APR on ...
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By Scott Draeger, SVP, Product Marketing & Vertical Solutions, Smart Communications The potential of AI in banking is undeniable, with projections showing that generative AI could contribute an extra $200 billion to $340 billion in revenue annually. In response, banks have already invested over $20 ...
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By CTO James Legan, PayQuicker As the payments industry evolves, three key trends will define 2025: the rise of AI-driven personalization, the demand for on-demand payroll, and the acceleration of financial inclusion. Businesses and individuals deserve smarter, faster, and more inclusive payout solutions. Research supports ...
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By Rui Ribeiro, CEO and Co-Founder, Jscrambler 2024 was another big year for e-skimming attacks. According to Recorded Future, Magecart or e-skimming incidents increased by 103% in the first half of 2024 compared to previous periods. One example that may ring true with American football fans, ...
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Updates in scheme fees that cause profitability “leaks” By Kirill Lisitsyn, CEO & Сo-Founder at Torus Understanding card scheme fees often resembles assembling a jigsaw puzzle. Even one missing piece can significantly impact the outcome. The trick is that you typically notice the effect of ...
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By Piers Williams, Global Insurance Manager at AutoRek In an ideal world, insurance payments are processed immediately, customers enjoy seamless claim payouts, and real-time fraud detection is a standard practice. It’s no secret the insurance industry is undergoing rapid changes with advanced technologies such as ...
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