By Dan Nadeau, CEO, Payway Visa’s latest initiative, the Commercial Enhanced Data Program (CEDP), may sound like another quiet update to the fine print of card processing, but its impact could be anything but subtle. Behind the scenes, Visa is redefining what “good data” means ...
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By: Steve Kramer, PayNearMe Most lenders can tell you exactly what they pay in transaction fees, down to the basis point. But ask them about the cost of payment exceptions, and you’ll likely get blank stares. This blind spot can come with a hefty price ...
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By Akbar Thobhani, Founder & Chairman, sFOX Cross-border payment fees are eating 1.5% to 6% of your transaction volume. Settlement takes days. Your working capital sits trapped in correspondent banking networks. Meanwhile, nimble fintech competitors are building instant, low-cost alternatives that operate 24/7. The regulatory ...
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Pedro Fortuna, Chief Technology Officer & Co-Founder, Jscrambler For anyone unfamiliar with SAQ A, it is the Self-Assessment Questionnaire A, which can be used to validate merchant compliance with Payment Card Industry Data Security Standard (PCI DSS) for merchants that have fully outsourced all payment ...
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By Andreii Shevchuk, CTO & Partner, CONCRYT As the UK’s Data (Use & Access) Bill 2025 takes effect, payments businesses have an opportunity to rethink how trust, identity, and innovation intersect. The Bill marks a fundamental shift in how customer identity is verified, data is ...
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By: Michael Jaszczyk, CEO of GK Americas The holidays are the most anticipated shopping season for both consumers and retailers. The second that coffee shops begin offering pumpkin-flavored drinks, and temperatures start to dip, US consumers pull out their wallets – and retailers are ready. However, ...
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By Shawn Conahan, Chief Revenue Officer, Wildfire Systems With agentic shopping, the e-commerce shopping cart as we know it will soon disappear, along with the familiar flow of payments during checkout. This coming shift fundamentally inverts the traditional online shopping funnel. Instead of a shopper ...
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By Lilah Raynor, CEO & Founder, Logica Research Americans are navigating an uneven financial landscape. Inflation, tariffs, and economic uncertainty are putting pressure on household budgets, while digital tools are reshaping everyday transactions. Recent findings from the Logica® Future of Money study show two in ...
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Phil Binkow, CEO of Financial Operations Networks (FONS) It’s Monday morning, and your finance team is buried under a mountain of supplier payments that need processing before the end of the day. As part of your compliance responsibilities, every new vendor and every payment must be ...
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In 2025, US consumers are fighting a losing battle for financial security. Instead of building buffers, growing debt is dragging them down. Rising living costs, persistent inflation, and surging debt are eroding what little cushion remains. For global payments and FI executives, these trends could ...
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