In 2025, US consumers are fighting a losing battle for financial security. Instead of building buffers, growing debt is dragging them down. Rising living costs, persistent inflation, and surging debt are eroding what little cushion remains. For global payments and FI executives, these trends could ...
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Blog
By John Toman, Co-founder & Chief Product Officer, Pivot Payables A time may soon come when future generations won’t recognize physical credit cards because they’ve become obsolete. The path to their decline is already underway, as more consumers adopt contactless payments for their speed, convenience ...
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By Douglas Hall, Founder & CEO, EQUE The payments industry is entering a new chapter. AI-driven commerce – where autonomous AI agents shop on behalf of consumers – is moving from theory to reality fast. And, AI fraudsters are moving even faster. Google has unveiled ...
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By Shai Gabay, Co-founder and CEO, Trustmi Enterprise Resource Planning (ERP) systems are the bedrock for a business’s operations. They oversee finance, procurement, supply chains, and customer relationships, making them the hub of both sensitive data and payments. With all this power concentrated in ...
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By Melinda Roylett, Managing Director, Lloyds Merchant Services The way we pay has changed more in the past five years than in the previous fifty. From biometric authentication and digital wallets to AI-powered personalisation and instant settlement, the checkout is no longer just a place ...
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By Jessica Cheney, VP of Strategic Solutions, Bottomline In today’s real-time economy, anything less than instant needs to be changed. In fact, according to the US Faster Payments Council’s 2025 Barometer, 80% of organizations consider faster payments a “must-have” – with 84% of financial institutions ...
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For Baby Boomers, paying for something isn’t about chasing the newest tap-to-pay trend. It’s about knowing their money is safe and that payments are hassle-free. A new PXP survey finds that, while Boomers have adopted digital payments in daily life, they still put their trust ...
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By Phil Binkow, CEO, Financial Operations Networks (FONS) Organizations are under siege from bad actors determined to commit payment fraud. Among these threats, Business Email Compromise (BEC) attacks have emerged as a particularly insidious form of payment fraud, targeting organizations of all sizes and across ...
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By Kate Knudsen, Senior Program Director, BHMI Cost, revenue, and profit are the three pillars that determine whether a company thrives or just survives. Nowhere is this more evident than in payments processing, where every operational decision has a direct impact on the bottom line. ...
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By Ivan Arnaudov, CEO of Access Finance Inc Many Americans are enduring a credit crisis, and part of the reason is the slow adoption of open banking in the US. Unlike in Europe, where open banking has already transformed access to financial services, the US ...
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