Payments Trends

Payments Trends

metaverse assets
Banking Bitcoin & Blockchain Disruptive Technologies Payments Trends

New metaverse assets create new opportunities for FIs

By Patrick Bucquet, VP Capgemini Invent In the new metaversal economy, blockchain enables many kinds of transactions with a single source of truth. At the same time, the digital nature of the metaverse means it can create and contain many more assets than the physical ...
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fintech software disrupts traditional payment processors
Disruptive Technologies Payments Research Payments Trends

Payments software dooms incumbent processors

Software is enabling better payments execution and increasing the power of merchants By Rikhil Bajaj, Head of Fintech and Software, Tarsadia Investments When Adyen’s (AMS: ADYEN) stock price declined over 50% in the week following its Aug 17, 2023 earnings announcement, it was symptomatic of ...
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accelerate subscription payment success
Fintech Payments Technology Payments Trends

4 Strategies to accelerate subscription model payments

By Jeff Sheldon, SVP Engineering, Recurly Whether at the starting line of a new subscription model or looking to tune up your current model, it’s important not to underestimate the complexities of managing recurring payments. Having the right payments strategy in place can help you ...
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AR technology trends
Fintech Payments Technology Payments Trends

AI and AR – Top trends now or coming soon

By Doug Hathaway, VP of Engineering, Versapay Over three-quarters – 77% – of CFOs reported being behind on invoice-to-cash reconciliation, according to a survey of 300 CFOs by Wakefield Research for Versapay. This research also found that the respondents’ companies held an outstanding balance of ...
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digital payment transformation
Banking Payments Technology Payments Trends

Why prioritizing faster payments is crucial for your digital transformation checklist

By Dave Glaser, CEO, Dwolla By now, when business leaders hear about digital transformation, they should think, “Been there, done that.” However, some major corporations are still lagging behind the technological curve and missing opportunities to gain a competitive advantage. Previously, digital transformation decisions often ...
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B2B payment rails risk
Banking Payments Research Payments Trends

5 reasons secure business payments must be a priority

By Shai Gabay, Co-founder & CEO, Trustmi Fraud and human errors affecting business payments have threatened companies worldwide over the last decade.  However, we’ve seen this trend accelerate over the past four years, with many reports showing that it’s only getting worse. Various activities enable ...
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bakery store owner
Banking Fintech Payments Trends

Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders

By Trinity Van, PayNearMe When low-income individuals start businesses, the first hurdle they face is securing a loan. The second is getting the loan payments disbursed quickly and safely, preferably in the same account they use to pay their business expenses. By design, many small ...
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embedded benefits VS non-embedded payments
Payments Technology Payments Trends

Payment Processing: Embedded vs Non-Embedded

The payment industry is exploding with innovation. From digital wallets to blockchain, experts predict advancements in payments will play a significant role in driving the success of retailers everywhere, online and off. Staying competitive within your industry means adapting to current payments technology, and embedded payment ...
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global cross-border payments
Banking E-commerce Payments Trends

Optimizing payments to grow across borders

By Chris Abele, VP & General Manager, Global & Emerging Payments, Fiserv Globalizing commerce presents an enormous revenue opportunity. Credit Suisse says cross-border commerce accounts for roughly $900 billion in payments volume globally. Yet, as enticing as it may be for businesses to expand into ...
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fintechs eating bank profits
Banking Fintech Payments Trends

Innovate or get left behind: What traditional banks can learn from the fintech revolution

By Michael Engel, Managing Director & VP of Payments at Diebold Nixdorf Payments are a critical piece of a financial institution’s value proposition. Payments represent nearly a third of revenue at most banks and the largest share of bank interactions with customers. However, over the ...
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