Payments Trends

Payments Trends

What's ahead in payments
Payments Trends

How AI, On-Demand Payroll, Financial Inclusion Will Redefine Payments in 2025

By CTO James Legan, PayQuicker As the payments industry evolves, three key trends will define 2025: the rise of AI-driven personalization, the demand for on-demand payroll, and the acceleration of financial inclusion. Businesses and individuals deserve smarter, faster, and more inclusive payout solutions. Research supports ...
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hidden transaction costs
Payments Technology Payments Trends

5 Areas in Card Transactions Where FIs Lose Up to 50% of Profit

Updates in scheme fees that cause profitability “leaks” By Kirill Lisitsyn, CEO & Сo-Founder at Torus Understanding card scheme fees often resembles assembling a jigsaw puzzle. Even one missing piece can significantly impact the outcome. The trick is that you typically notice the effect of ...
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insurance payments future
Payments Technology Payments Trends

Emerging technologies: Insurance payment processing’s future

By Piers Williams, Global Insurance Manager at AutoRek In an ideal world, insurance payments are processed immediately, customers enjoy seamless claim payouts, and real-time fraud detection is a standard practice. It’s no secret the insurance industry is undergoing rapid changes with advanced technologies such as ...
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PayPal innovation 2024
E-commerce Mobile Payments Payments Trends

What Banks Can Learn from PayPal’s 2024 Payments Innovations

By Andy Newman, VP of Business Development, Wildfire Systems In 2024, PayPal demonstrated a forward-thinking approach to truly adding value for customers, launching a series of features designed to enhance user experience and further expand the company’s role in payments. These innovations – PayPal Everywhere, ...
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payments orchestration
Payments Technology Payments Trends

Global Payouts Orchestration: Driving Payments 3.0

By Gabriel Grisham, SVP, PayQuicker The global payments landscape is on the brink of a massive evolution. In 2025, we will witness the further rise of Payments 3.0, a new era defined by the convergence of advanced technologies, global reach, and seamless integration. At the ...
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What consumers want from payments
Cybersecurity Payments Research Payments Trends

Unlocking Growth Amid Payment Delays and Fraud Risks

By Douglas Hall, Publisher, PaymentsNEXT Discover’s 2024 Payments State of the Union highlights risks and opportunities In today’s fast-paced digital economy, slow payments and rampant fraud are not just inconveniences; they represent significant hurdles that can stifle growth for merchants and negatively impact consumer loyalty. ...
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rapid growth of virtual cards
Payments Technology Payments Trends

You Thought You Knew Virtual Cards…Think Again

By John Toman, Co-founder & Chief Product Officer, Pivot Payables Commercial virtual cards have been available for years as a payment method for businesses to make purchases. Despite their long-standing presence, many grossly misunderstand their value and not just within the payments industry. Most companies ...
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alternate payment methods growth
Payments Trends

New Payment Options to Drive E-commerce to $11.4 Trillion by 2029

By Douglas Hall, founder & CEO, EQUE Corp A new study from Juniper Research predicts global e-commerce transactions will hit $11.4 trillion by 2029, up from $7 trillion in 2024. This 63% jump will arise from e-commerce taking off in developing economies. Alternative Payment Methods ...
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mobile wallet payments trending
Mobile Payments Payments Research Payments Trends

How mobile wallets boost security, convenience and inclusion for bill payments

By Brent Johnson, CISO, Bluefin A notable shift is occurring in the payment landscape as mobile wallets gain traction among consumers. Mobile wallets’ convenience and robust security features make them increasingly valued: In 2023, 60% of consumers reported using mobile wallets for essential transactions like ...
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Brazil's Pix fintech revolution
Payments Technology Payments Trends

Inside Brazil’s Fintech Revolution – How Pix is Pointing the Way Forward for Global Fintech

By Ralf Germer, Co-CEO & Co-founder, PagBrasil Four years ago, the Central Bank of Brazil introduced an instant payment system called Pix, enabling transactions to occur in less than 10 seconds, 24 hours a day. The technology was an instant hit, and its use in Brazil has ...
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