By Casey Scheer, Director of Marketing at BHMI The settlement of card-based transactions is the process of finalizing financial transactions between merchants, acquiring banks, issuing banks, and card ...
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Payments Trends
Payments Trends
By Shawn Conahan, CRO, Wildfire Systems The direction of interest rates in 2025 remains uncertain, but one trend is becoming increasingly clear: more consumers are opting for debit ...
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Comments Off on As Credit Card Concerns Rise, Banks Look to ‘Sweeten the Pot’ for Debit Card Users
By Scott Draeger, SVP, Product Marketing & Vertical Solutions, Smart Communications The potential of AI in banking is undeniable, with projections showing that generative AI could contribute an ...
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By CTO James Legan, PayQuicker As the payments industry evolves, three key trends will define 2025: the rise of AI-driven personalization, the demand for on-demand payroll, and the ...
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Updates in scheme fees that cause profitability “leaks” By Kirill Lisitsyn, CEO & Сo-Founder at Torus Understanding card scheme fees often resembles assembling a jigsaw puzzle. Even one ...
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Comments Off on 5 Areas in Card Transactions Where FIs Lose Up to 50% of Profit
By Piers Williams, Global Insurance Manager at AutoRek In an ideal world, insurance payments are processed immediately, customers enjoy seamless claim payouts, and real-time fraud detection is a ...
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By Andy Newman, VP of Business Development, Wildfire Systems In 2024, PayPal demonstrated a forward-thinking approach to truly adding value for customers, launching a series of features designed ...
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Comments Off on What Banks Can Learn from PayPal’s 2024 Payments Innovations
By Gabriel Grisham, SVP, PayQuicker The global payments landscape is on the brink of a massive evolution. In 2025, we will witness the further rise of Payments 3.0, ...
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By Douglas Hall, Publisher, PaymentsNEXT Discover’s 2024 Payments State of the Union highlights risks and opportunities In today’s fast-paced digital economy, slow payments and rampant fraud are not ...
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By John Toman, Co-founder & Chief Product Officer, Pivot Payables Commercial virtual cards have been available for years as a payment method for businesses to make purchases. Despite ...
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Comments Off on You Thought You Knew Virtual Cards…Think Again