Disruptive Technologies

Disruptive Technologies

growth of open banking
Banking Disruptive Technologies

Open Banking: Revolutionizing US Loyalty Rewards & Financial Services

By Sina Saidinayer, UK Chief Revenue Officer, Finfare, Inc The financial services industry is experiencing a transformative shift driven by open banking. This innovation, which facilitates secure and efficient data exchange between banks and third-party providers, is reshaping financial transactions and services. In 2023, open ...
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business embraces new payments technology
Disruptive Technologies Payments Technology Payments Trends

Business travellers are embracing new payments tech

By Ben Alderman, General Manager North America, Conferma The landscape of corporate travel payments is undergoing a transformative shift. Financial decision-makers and travel managers are increasingly adopting advanced virtual payment technologies. A recent survey we commissioned of 400 global decision-makers highlighted that pressures to drive ...
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AI adds efficiency to accounts payable
AI Disruptive Technologies Payments Technology

The transformative impact of AI on invoice-to-pay functions

By Jason Kolbenheyer, Chief Product Officer, Edenred Pay Few technologies have generated as much excitement as artificial intelligence (AI). Using machines to solve problems, make decisions, and perform other tasks that typically require human intelligence has the potential to transform back-office functions across the corporate ...
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future of payments
AI Disruptive Technologies Payments Trends

Democratizing finance: Bridging the gap between the 1% and the 99% through AI and financial infrastructure

By Amit Sagiv, Co-Head of Payments, Wix There’s been a paradigm shift in payments, and it’s much bigger than just leaving your wallet at home. The whole dynamic and inner workings of payments have changed with contactless payments, connected devices, IoT, and more. This means ...
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pay by link strategies
Disruptive Technologies Mobile Payments Payments Research Payments Technology

Three best practices to boost on-time payments using personalized links

By Steve Kramer, VP Product, PayNearMe Though many of us manage our bill payments quite smoothly, you might be surprised to learn that more than 50% of consumers say they’ve paid one or more of their bills late over the past 12 months, according to ...
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path to embedded finance
Banking Disruptive Technologies Fintech

Navigating the embedded finance revolution: Strategies for simplifying legacy bank technology

By Michael Engel, Managing Director & VP Software | Banking, Diebold Nixdorf The race to seamlessly integrate financial services into everyday consumer experiences is heating up in the banking and payments industry. From loyalty apps to digital wallets, banks, fintechs and even major social media ...
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AI recession proof
Disruptive Technologies Fintech Payments Technology

As recession looms, can AI help businesses weather the storm?

By Scott Dawson, Head of Sales and Strategic Partnerships, DECTA A quick Google search for “recession” reveals many articles predicting that one is inevitable. While much of this speculation has emerged because of a mass media echo chamber, businesses should still prepare for the worst.   ...
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real-time payments challenges ahead
Disruptive Technologies Payments Technology Payments Trends

4 Challenges in Real-Time Payments and how to address them

By Michael Meeks, SVP of Software Development at BHMI Growing demand from consumers and businesses and the rollout of FedNow are expected to drive rapid adoption of real-time payments in the coming years.  Real-time payments offer many benefits across the entire economy, including instant settlement, ...
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metaverse assets
Banking Bitcoin & Blockchain Disruptive Technologies Payments Trends

New metaverse assets create new opportunities for FIs

By Patrick Bucquet, VP Capgemini Invent In the new metaversal economy, blockchain enables many kinds of transactions with a single source of truth. At the same time, the digital nature of the metaverse means it can create and contain many more assets than the physical ...
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fintech software disrupts traditional payment processors
Disruptive Technologies Payments Research Payments Trends

Payments software dooms incumbent processors

Software is enabling better payments execution and increasing the power of merchants By Rikhil Bajaj, Head of Fintech and Software, Tarsadia Investments When Adyen’s (AMS: ADYEN) stock price declined over 50% in the week following its Aug 17, 2023 earnings announcement, it was symptomatic of ...
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