Cybersecurity

Cybersecurity

$41.7 billion chargebacks by 2028
Chargebacks Cybersecurity

What the 2025 Chargeback Surge Means for Banks and Merchants

By Douglas Hall, Founder & CEO of EQUE If you’re a financial institution or merchant hoping that chargebacks will plateau anytime soon, I’ve got news for you: they won’t. The just-released 2025 State of Chargebacks report from Datos Insights and Ethoca confirms what many of us ...
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PCI DSS v4.0 compliance
Cybersecurity

Countdown to PCI DSS v4.0 Compliance: What Payments Executives Need to Know

By Rui Ribeiro, CEO and Co-Founder, Jscrambler 2024 was another big year for e-skimming attacks. According to Recorded Future, Magecart or e-skimming incidents increased by 103% in the first half of 2024 compared to previous periods. One example that may ring true with American football fans, ...
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AI fraud protection
AI Cybersecurity

How AI is Revolutionizing Fraud Detection in B2B Payments

By John Gronen, Chief Financial Officer, Yooz Imagine you’re managing a busy marketplace. Dozens of merchants, hundreds of customers, and money constantly exchanging hands. One day, you notice a small discrepancy in the cash register – nothing too alarming, just a few dollars missing here ...
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What consumers want from payments
Cybersecurity Payments Research Payments Trends

Unlocking Growth Amid Payment Delays and Fraud Risks

By Douglas Hall, Publisher, PaymentsNEXT Discover’s 2024 Payments State of the Union highlights risks and opportunities In today’s fast-paced digital economy, slow payments and rampant fraud are not just inconveniences; they represent significant hurdles that can stifle growth for merchants and negatively impact consumer loyalty. ...
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fighting e-commerce fraud
AI Credit Card & Online Fraud Cybersecurity

Payments’ Role in Combating E-commerce Fraud Growth

Philip Plambeck, Senior Vice President, International, Computop For retailers, fraud is a serious issue they are actively trying to battle. And it’s only growing. Research earlier this year found that 60% of e-commerce merchants experienced a rise in overall fraud levels. Why? The growth of ...
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fighting AI fraud with AI
AI Credit Card & Online Fraud Cybersecurity

AI vs AI: The best hope for combating generative AI fraud risk

By Laurent Charpentier, CEO, Yooz Even those who aren’t die-hard fans of Marvel Comics have heard of the superhero Iron Man, a role Robert Downey Jr brought to the big screen and arguably made him an icon. Downey’s character, self-serving tech inventor Tony Stark, transformed ...
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US chargebacks cost $15.6 billion in 2024
Chargebacks Cybersecurity

The State of Chargebacks in 2024

By Ariel Chen, CEO, Chargeflow Chargebacks are an issue. Mastercard recently announced that the estimated US chargeback volume will reach 146 million in 2026. That amounts to over $15.3 billion in value. Those billions lost in revenue are a direct threat to merchants. But how ...
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bank account verification risk
Banking Cybersecurity

Business payment fraud demands new approaches to account validation

By Shai Gabay, Co-Founder & CEO, Trustmi When I speak with businesses about B2B payment fraud, most people I talk with are confident their organization is safe. A large part of their confidence stems from the strong bank account validation processes these companies have in ...
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credit union profitability drops
Banking Credit Card & Online Fraud Cybersecurity

Facing Challenges: Credit Unions Struggle with Earnings

By Douglas Hall, Founder & CEO, EQUE 2023 proved challenging for US credit unions. As the economic landscape shifted, these financial institutions faced unprecedented obstacles, resulting in record-low earnings, growing fraud challenges and heightened concerns. There is one often-overlooked way to enhance profitability while vastly ...
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chargebacks challenge
Chargebacks Credit Card & Online Fraud Cybersecurity

Top tips for managing the January chargebacks spike

 By Rodrigo Figueroa, COO, Chargeback Gurus The spike in holiday spending in November and December is always followed by increased chargebacks in January. While businesses have every reason to be excited about one of the most lucrative times of the year, they also need to ...
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