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Gen X payment preferences
Payments Research Payments Technology

Engaging Gen X: Customized Self-Service Bill Pay Solutions

By Anne Hay, EVP & Chief Marketing Officer, PayNearMe Born in the 1980s and 90s, Gen Xers were considered technology pioneers. They catalyzed the digital revolution, ushering in the era of personal computing and mobile technology. Fast forward to 2024, and half of these once-early-adopters ...
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payments technology stuck in the past
Fintech Payments Technology

Legacy Systems: Are Payment Methods Stuck in the Past?

By AW de Vries, Co-founder & CEO, Silverflow Despite handling countless transactions daily, the payments industry operates on a foundation of outdated technology. While these legacy payment systems have been deeply entrenched for years, recent advancements have opened the door for modernization. These legacy systems ...
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fee-based structures
Banking Payments Technology

Gaining Control of Transaction-Based Fee Structures

by Jim Merchant, Senior Program Director at BHMIFacing rising costs, competition, and complexity, many companies in the payments space are continually seeking new ways to optimize transaction-based fee revenues.However, financial services companies such as payment service providers, networks, and banks often struggle to remain agile ...
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What consumers want from payments
Cybersecurity Payments Research Payments Trends

Unlocking Growth Amid Payment Delays and Fraud Risks

By Douglas Hall, Publisher, PaymentsNEXT Discover’s 2024 Payments State of the Union highlights risks and opportunities In today’s fast-paced digital economy, slow payments and rampant fraud are not just inconveniences; they represent significant hurdles that can stifle growth for merchants and negatively impact consumer loyalty. ...
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credit card protection
Banking Credit Card & Online Fraud

4 Reasons Why You Should Ditch Your Debit Card This Holiday Season (and permanently)

By Steve Tcherchian, CISSP, PCI-ISA As we near the holiday season, thieves are hard at work with new and clever tactics designed to exploit innocent shoppers and take advantage of them. A simple way to protect yourself from becoming a victim is to stop using ...
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Pay by Bank growth
Banking Credit Card & Online Fraud

Can Pay by Bank Solve the $41 Billion Card Fraud Crisis?

By Harald Walden, CTO, Brite Payments  For financial institutions (FIs), the rising threat of fraud makes exploring and adopting more robust fraud detection and prevention strategies more important than ever. Pay by Bank can help to bridge the gap between FIs, businesses and consumers by creating ...
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network tokenization
Credit Card & Online Fraud Payments Technology

Network Tokens: Understanding the Technology Transforming Consumer Payments

By: Michael Seaman, CEO & Founder of Swipesum Network tokenization is a trending topic in the payments industry, transforming how transactions are processed and providing valuable benefits to merchants and consumers. As e-commerce and the use of digital wallets continue to grow, network tokenization helps ...
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fighting e-commerce fraud
AI Credit Card & Online Fraud Cybersecurity

Payments’ Role in Combating E-commerce Fraud Growth

Philip Plambeck, Senior Vice President, International, Computop For retailers, fraud is a serious issue they are actively trying to battle. And it’s only growing. Research earlier this year found that 60% of e-commerce merchants experienced a rise in overall fraud levels. Why? The growth of ...
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risk vs reward
Slider

Managing Risk Balanced by Strategy

By Scott Dawson, CEO, DECTA To keep fit and healthy, I train in Muay Thai at my local gym every Saturday morning. While Muay Thai and payments may seem worlds apart, they share a key principle: strategically managing pain. Some types of pain can be ...
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banks and fintech partnerships
Banking Fintech

Does Your Bank Partnership Fit Your Fintech? Four Factors to Consider

By Michael Wilson, Managing Director at Monex USA The banking-as-a-service model is changing, and fintechs that move money must be prepared. The FDIC recently introduced a proposed rule that will further affect bank-fintech relationships, putting banks squarely in its crosshairs. This rule would require banks to ...
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