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pay by link strategies
Disruptive Technologies Mobile Payments Payments Research Payments Technology

Three best practices to boost on-time payments using personalized links

By Steve Kramer, VP Product, PayNearMe Though many of us manage our bill payments quite smoothly, you might be surprised to learn that more than 50% of consumers say they’ve paid one or more of their bills late over the past 12 months, according to ...
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subscription renewals decline
Payments Research Payments Trends

Payment decline trends in consumer subscriptions: Strategies to retain customers

By Brian Geier, VP of Business Intelligence, Recurly Insights drive business decision-making, and Recurly has a unique subscription industry perspective. We have an invaluable view of hundreds of millions of subscribers across thousands of industry-leading consumer subscription brands. Something interesting popped on Recurly’s radar during ...
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path to embedded finance
Banking Disruptive Technologies Fintech

Navigating the embedded finance revolution: Strategies for simplifying legacy bank technology

By Michael Engel, Managing Director & VP Software | Banking, Diebold Nixdorf The race to seamlessly integrate financial services into everyday consumer experiences is heating up in the banking and payments industry. From loyalty apps to digital wallets, banks, fintechs and even major social media ...
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Black Friday 2023 predictions
Buy Now Pay Later E-commerce Retail

Will Black Friday and 2023 holiday sales be in the black?

By Jeff Domansky With Black Friday imminent, we’ve got a rundown of predictions for the 2023 holiday shopping season kickoff from US retail analysts and research groups. Overall, projections are encouraging, with new record-level sales up from 2% to 4% over last year. National Retail ...
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AI recession proof
Disruptive Technologies Fintech Payments Technology

As recession looms, can AI help businesses weather the storm?

By Scott Dawson, Head of Sales and Strategic Partnerships, DECTA A quick Google search for “recession” reveals many articles predicting that one is inevitable. While much of this speculation has emerged because of a mass media echo chamber, businesses should still prepare for the worst.   ...
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real-time payments challenges ahead
Disruptive Technologies Payments Technology Payments Trends

4 Challenges in Real-Time Payments and how to address them

By Michael Meeks, SVP of Software Development at BHMI Growing demand from consumers and businesses and the rollout of FedNow are expected to drive rapid adoption of real-time payments in the coming years.  Real-time payments offer many benefits across the entire economy, including instant settlement, ...
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metaverse assets
Banking Bitcoin & Blockchain Disruptive Technologies Payments Trends

New metaverse assets create new opportunities for FIs

By Patrick Bucquet, VP Capgemini Invent In the new metaversal economy, blockchain enables many kinds of transactions with a single source of truth. At the same time, the digital nature of the metaverse means it can create and contain many more assets than the physical ...
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fintech software disrupts traditional payment processors
Disruptive Technologies Payments Research Payments Trends

Payments software dooms incumbent processors

Software is enabling better payments execution and increasing the power of merchants By Rikhil Bajaj, Head of Fintech and Software, Tarsadia Investments When Adyen’s (AMS: ADYEN) stock price declined over 50% in the week following its Aug 17, 2023 earnings announcement, it was symptomatic of ...
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accelerate subscription payment success
Fintech Payments Technology Payments Trends

4 Strategies to accelerate subscription model payments

By Jeff Sheldon, SVP Engineering, Recurly Whether at the starting line of a new subscription model or looking to tune up your current model, it’s important not to underestimate the complexities of managing recurring payments. Having the right payments strategy in place can help you ...
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AR technology trends
Fintech Payments Technology Payments Trends

AI and AR – Top trends now or coming soon

By Doug Hathaway, VP of Engineering, Versapay Over three-quarters – 77% – of CFOs reported being behind on invoice-to-cash reconciliation, according to a survey of 300 CFOs by Wakefield Research for Versapay. This research also found that the respondents’ companies held an outstanding balance of ...
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